Money that lives in your texts.
No new app. No wallet. No crypto knowledge. Text Stablemate and the money moves. Funds arrive in the receiver's bank account. The stablecoin rail is invisible.
Opens iMessage. Messaging & opt-in.
75K+
MESSAGES RECEIVED
THE GAP
iMessage + WhatsApp are the world's largest unbanked network.
3.3 billion people message every day with no way to move money without leaving the app. Every country is licensing its own stablecoin. Each one is an island. We connect them.
25+
local stablecoins on Base
$857B
sent cross-border yearly
6.36%
avg fee today
THE PROBLEM
Sending money home is still broken.
TODAY
up to 6% fees · 1–3 days · download an app · create an account
SHOULD BE
a text.
HOW IT WORKS
One agent. Four jobs.
Send · Earn · Trade · Save. Cross-border send is the front door. Once your money's in, Stablemate does the rest.
You text it. It arrives in their bank.
Text "send $200 to Mum" and it moves. The stablecoin rail is invisible. Receiver sees cash in their account.
Idle balance earns ~5% automatically
Tell Stablemate to earn and it finds the best onchain rate: Moonwell, Morpho, or Aave. One message.
Swap in a text. Trade in Base App.
Spot swaps on Uniswap and Aerodrome from the chat. Perps and full trading in Base App.
USDC as your base currency.
Stable, dollar-denominated money in your agent wallet, ready to send, earn, or trade any time.
THE NETWORK
One number per country. One local partner.
Each node is a local stablecoin issuer. They own the licence, the banking, and the mint. We own the messaging and the routing. One network. The sender texts. The partner converts. The receiver's bank account gets the money.
First corridor: Singapore ⇄ Indonesia. In Singapore now with the Base APAC Circuit Accelerator.
BUILD LOG
What's shipped. What's next.
From cross-border send to local payout — one win at a time.
- Live on Base App + iMessage beta
- USDC send to any phone number
- Apple Pay + card funding
- ~5% yield on idle USDC
- Spot swaps in chat
- 10K+ users · $260K+ moved
- WhatsApp receive-sideNEXT
- First corridor live: Singapore ⇄ IndonesiaCOMING
Send money home, cash out to local currency
The default way to send money home — right inside your texts.
ONE ACTION · ONE WIN
The bank that lives in your texts.
Text a number. Money moves. Arrives as cash in their bank account. No app, no wallet, no seed phrase.